City vs city
San Jose vs Santa Cruz, CA
San Jose currently scores 10 points higher overall than Santa Cruz, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
San Jose: 30/100 · Santa Cruz: 20/100
San Jose is 10 points higher.
Flood
San Jose: 48/100 · Santa Cruz: 13/100
San Jose is 35 points higher.
San Jose: FEMA NFHL flood zones: 25 features intersect this tile.
Santa Cruz: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
San Jose: 2/100 · Santa Cruz: 1/100
San Jose is 1 points higher.
San Jose: Wind exposure derived from ingested design wind / climatology tiles.
Santa Cruz: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
San Jose: 0/100 · Santa Cruz: 0/100
No gap.
San Jose: Lightning exposure derived from ingested climatology tiles.
Santa Cruz: Lightning exposure derived from ingested climatology tiles.
Tornado
San Jose: 0/100 · Santa Cruz: 12/100
Santa Cruz is 12 points higher.
San Jose: Tornado risk derived from NOAA SPC historical reports.
Santa Cruz: Tornado risk derived from NOAA SPC historical reports.
Hail
San Jose: 11/100 · Santa Cruz: 10/100
San Jose is 1 points higher.
San Jose: Hail risk derived from NOAA SPC historical reports.
Santa Cruz: Hail risk derived from NOAA SPC historical reports.
Storm surge
San Jose: Unavailable · Santa Cruz: Unavailable
A score difference cannot be calculated without both sources.
San Jose: Storm surge model is not available for this location yet.
Santa Cruz: Storm surge model is not available for this location yet.
Wildfire
San Jose: 63/100 · Santa Cruz: 58/100
San Jose is 5 points higher.
San Jose: Wildfire exposure derived from ingested fire potential tiles.
Santa Cruz: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
San Jose: 27/100 · Santa Cruz: 23/100
San Jose is 4 points higher.
San Jose: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Santa Cruz: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.