City vs city
San Francisco vs Santa Monica, CA
San Francisco currently scores 4 points higher overall than Santa Monica, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
San Francisco: 25/100 · Santa Monica: 21/100
San Francisco is 4 points higher.
Flood
San Francisco: 26/100 · Santa Monica: 31/100
Santa Monica is 5 points higher.
San Francisco: FEMA NFHL flood zones: 4 features intersect this tile.
Santa Monica: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
San Francisco: 2/100 · Santa Monica: 4/100
Santa Monica is 2 points higher.
San Francisco: Wind exposure derived from ingested design wind / climatology tiles.
Santa Monica: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
San Francisco: 0/100 · Santa Monica: 0/100
No gap.
San Francisco: Lightning exposure derived from ingested climatology tiles.
Santa Monica: Lightning exposure derived from ingested climatology tiles.
Tornado
San Francisco: 0/100 · Santa Monica: 4/100
Santa Monica is 4 points higher.
San Francisco: Tornado risk derived from NOAA SPC historical reports.
Santa Monica: Tornado risk derived from NOAA SPC historical reports.
Hail
San Francisco: 18/100 · Santa Monica: 1/100
San Francisco is 17 points higher.
San Francisco: Hail risk derived from NOAA SPC historical reports.
Santa Monica: Hail risk derived from NOAA SPC historical reports.
Storm surge
San Francisco: Unavailable · Santa Monica: Unavailable
A score difference cannot be calculated without both sources.
San Francisco: Storm surge model is not available for this location yet.
Santa Monica: Storm surge model is not available for this location yet.
Wildfire
San Francisco: 52/100 · Santa Monica: 65/100
Santa Monica is 13 points higher.
San Francisco: Wildfire exposure derived from ingested fire potential tiles.
Santa Monica: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
San Francisco: 25/100 · Santa Monica: 22/100
San Francisco is 3 points higher.
San Francisco: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Santa Monica: Air quality signal derived from the latest EPA AirNow combined AQI grid.