City vs city
San Francisco vs Santa Maria, CA
San Francisco and Santa Maria are tied on overall score, with the biggest factor difference in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
San Francisco: 25/100 · Santa Maria: 25/100
No gap.
Flood
San Francisco: 26/100 · Santa Maria: 41/100
Santa Maria is 15 points higher.
San Francisco: FEMA NFHL flood zones: 4 features intersect this tile.
Santa Maria: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
San Francisco: 2/100 · Santa Maria: 2/100
No gap.
San Francisco: Wind exposure derived from ingested design wind / climatology tiles.
Santa Maria: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
San Francisco: 0/100 · Santa Maria: 0/100
No gap.
San Francisco: Lightning exposure derived from ingested climatology tiles.
Santa Maria: Lightning exposure derived from ingested climatology tiles.
Tornado
San Francisco: 0/100 · Santa Maria: 4/100
Santa Maria is 4 points higher.
San Francisco: Tornado risk derived from NOAA SPC historical reports.
Santa Maria: Tornado risk derived from NOAA SPC historical reports.
Hail
San Francisco: 18/100 · Santa Maria: 0/100
San Francisco is 18 points higher.
San Francisco: Hail risk derived from NOAA SPC historical reports.
Santa Maria: Hail risk derived from NOAA SPC historical reports.
Storm surge
San Francisco: Unavailable · Santa Maria: Unavailable
A score difference cannot be calculated without both sources.
San Francisco: Storm surge model is not available for this location yet.
Santa Maria: Storm surge model is not available for this location yet.
Wildfire
San Francisco: 52/100 · Santa Maria: 63/100
Santa Maria is 11 points higher.
San Francisco: Wildfire exposure derived from ingested fire potential tiles.
Santa Maria: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
San Francisco: 25/100 · Santa Maria: 14/100
San Francisco is 11 points higher.
San Francisco: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Santa Maria: Air quality signal derived from the latest EPA AirNow combined AQI grid.