City vs city
Rio del Mar vs Santa Cruz, CA
Rio del Mar and Santa Cruz are tied on overall score, with the biggest factor difference in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Rio del Mar: 20/100 · Santa Cruz: 20/100
No gap.
Flood
Rio del Mar: 23/100 · Santa Cruz: 13/100
Rio del Mar is 10 points higher.
Rio del Mar: FEMA NFHL flood zones: 4 features intersect this tile.
Santa Cruz: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Rio del Mar: 2/100 · Santa Cruz: 1/100
Rio del Mar is 1 points higher.
Rio del Mar: Wind exposure derived from ingested design wind / climatology tiles.
Santa Cruz: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Rio del Mar: 0/100 · Santa Cruz: 0/100
No gap.
Rio del Mar: Lightning exposure derived from ingested climatology tiles.
Santa Cruz: Lightning exposure derived from ingested climatology tiles.
Tornado
Rio del Mar: 4/100 · Santa Cruz: 12/100
Santa Cruz is 8 points higher.
Rio del Mar: Tornado risk derived from NOAA SPC historical reports.
Santa Cruz: Tornado risk derived from NOAA SPC historical reports.
Hail
Rio del Mar: 4/100 · Santa Cruz: 10/100
Santa Cruz is 6 points higher.
Rio del Mar: Hail risk derived from NOAA SPC historical reports.
Santa Cruz: Hail risk derived from NOAA SPC historical reports.
Storm surge
Rio del Mar: Unavailable · Santa Cruz: Unavailable
A score difference cannot be calculated without both sources.
Rio del Mar: Storm surge model is not available for this location yet.
Santa Cruz: Storm surge model is not available for this location yet.
Wildfire
Rio del Mar: 65/100 · Santa Cruz: 58/100
Rio del Mar is 7 points higher.
Rio del Mar: Wildfire exposure derived from ingested fire potential tiles.
Santa Cruz: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Rio del Mar: 23/100 · Santa Cruz: 23/100
No gap.
Rio del Mar: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Santa Cruz: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.