City vs city
Pacific Grove vs Santa Cruz, CA
Santa Cruz currently scores 9 points higher overall than Pacific Grove, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Pacific Grove: 11/100 · Santa Cruz: 20/100
Santa Cruz is 9 points higher.
Flood
Pacific Grove: 19/100 · Santa Cruz: 13/100
Pacific Grove is 6 points higher.
Pacific Grove: FEMA NFHL flood zones: 6 features intersect this tile.
Santa Cruz: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Pacific Grove: 1/100 · Santa Cruz: 1/100
No gap.
Pacific Grove: Wind exposure derived from ingested design wind / climatology tiles.
Santa Cruz: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Pacific Grove: 0/100 · Santa Cruz: 0/100
No gap.
Pacific Grove: Lightning exposure derived from ingested climatology tiles.
Santa Cruz: Lightning exposure derived from ingested climatology tiles.
Tornado
Pacific Grove: 0/100 · Santa Cruz: 12/100
Santa Cruz is 12 points higher.
Pacific Grove: Tornado risk derived from NOAA SPC historical reports.
Santa Cruz: Tornado risk derived from NOAA SPC historical reports.
Hail
Pacific Grove: 5/100 · Santa Cruz: 10/100
Santa Cruz is 5 points higher.
Pacific Grove: Hail risk derived from NOAA SPC historical reports.
Santa Cruz: Hail risk derived from NOAA SPC historical reports.
Storm surge
Pacific Grove: Unavailable · Santa Cruz: Unavailable
A score difference cannot be calculated without both sources.
Pacific Grove: Storm surge model is not available for this location yet.
Santa Cruz: Storm surge model is not available for this location yet.
Wildfire
Pacific Grove: 2/100 · Santa Cruz: 58/100
Santa Cruz is 56 points higher.
Pacific Grove: Wildfire exposure derived from ingested fire potential tiles.
Santa Cruz: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Pacific Grove: 26/100 · Santa Cruz: 23/100
Pacific Grove is 3 points higher.
Pacific Grove: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Santa Cruz: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.