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City vs city
Montecito vs San Francisco, CA
San Francisco currently scores 5 points higher overall than Montecito, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Montecito: 20/100 · San Francisco: 25/100
San Francisco is 5 points higher.
Flood
Montecito: 33/100 · San Francisco: 26/100
Montecito is 7 points higher.
Wind
Montecito: 2/100 · San Francisco: 2/100
No gap.
Lightning
Montecito: 0/100 · San Francisco: 0/100
No gap.
Tornado
Montecito: 4/100 · San Francisco: 0/100
Montecito is 4 points higher.
Hail
Montecito: 8/100 · San Francisco: 18/100
San Francisco is 10 points higher.
Storm surge
Montecito: 0/100 · San Francisco: 0/100
No gap.