City vs city
Montara vs San Mateo, CA
San Mateo currently scores 5 points higher overall than Montara, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Montara: 21/100 · San Mateo: 26/100
San Mateo is 5 points higher.
Flood
Montara: 28/100 · San Mateo: 40/100
San Mateo is 12 points higher.
Montara: FEMA NFHL flood zones: 4 features intersect this tile.
San Mateo: FEMA NFHL flood zones: 13 features intersect this tile.
Wind
Montara: 2/100 · San Mateo: 2/100
No gap.
Montara: Wind exposure derived from ingested design wind / climatology tiles.
San Mateo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Montara: 0/100 · San Mateo: 0/100
No gap.
Montara: Lightning exposure derived from ingested climatology tiles.
San Mateo: Lightning exposure derived from ingested climatology tiles.
Tornado
Montara: 0/100 · San Mateo: 0/100
No gap.
Montara: Tornado risk derived from NOAA SPC historical reports.
San Mateo: Tornado risk derived from NOAA SPC historical reports.
Hail
Montara: 1/100 · San Mateo: 6/100
San Mateo is 5 points higher.
Montara: Hail risk derived from NOAA SPC historical reports.
San Mateo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Montara: Unavailable · San Mateo: Unavailable
A score difference cannot be calculated without both sources.
Montara: Storm surge model is not available for this location yet.
San Mateo: Storm surge model is not available for this location yet.
Wildfire
Montara: 48/100 · San Mateo: 59/100
San Mateo is 11 points higher.
Montara: Wildfire exposure derived from ingested fire potential tiles.
San Mateo: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Montara: 24/100 · San Mateo: 23/100
Montara is 1 points higher.
Montara: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
San Mateo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.