City vs city
Modesto vs Tracy, CA
Tracy currently scores 5 points higher overall than Modesto, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Modesto: 21/100 · Tracy: 26/100
Tracy is 5 points higher.
Flood
Modesto: 31/100 · Tracy: 56/100
Tracy is 25 points higher.
Modesto: FEMA NFHL flood zones: 5 features intersect this tile.
Tracy: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Modesto: 3/100 · Tracy: 3/100
No gap.
Modesto: Wind exposure derived from ingested design wind / climatology tiles.
Tracy: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Modesto: 1/100 · Tracy: 0/100
Modesto is 1 points higher.
Modesto: Lightning exposure derived from ingested climatology tiles.
Tracy: Lightning exposure derived from ingested climatology tiles.
Tornado
Modesto: 0/100 · Tracy: 4/100
Tracy is 4 points higher.
Modesto: Tornado risk derived from NOAA SPC historical reports.
Tracy: Tornado risk derived from NOAA SPC historical reports.
Hail
Modesto: 1/100 · Tracy: 1/100
No gap.
Modesto: Hail risk derived from NOAA SPC historical reports.
Tracy: Hail risk derived from NOAA SPC historical reports.
Storm surge
Modesto: Unavailable · Tracy: Unavailable
A score difference cannot be calculated without both sources.
Modesto: Storm surge model is not available for this location yet.
Tracy: Storm surge model is not available for this location yet.
Wildfire
Modesto: 61/100 · Tracy: 63/100
Tracy is 2 points higher.
Modesto: Wildfire exposure derived from ingested fire potential tiles.
Tracy: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Modesto: 26/100 · Tracy: 27/100
Tracy is 1 points higher.
Modesto: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Tracy: Air quality signal derived from the latest EPA AirNow combined AQI grid.