City vs city
Modesto vs Phoenix Lake, CA
Phoenix Lake currently scores 4 points higher overall than Modesto, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Modesto: 21/100 · Phoenix Lake: 25/100
Phoenix Lake is 4 points higher.
Flood
Modesto: 31/100 · Phoenix Lake: 28/100
Modesto is 3 points higher.
Modesto: FEMA NFHL flood zones: 5 features intersect this tile.
Phoenix Lake: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Modesto: 3/100 · Phoenix Lake: 4/100
Phoenix Lake is 1 points higher.
Modesto: Wind exposure derived from ingested design wind / climatology tiles.
Phoenix Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Modesto: 1/100 · Phoenix Lake: 2/100
Phoenix Lake is 1 points higher.
Modesto: Lightning exposure derived from ingested climatology tiles.
Phoenix Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Modesto: 0/100 · Phoenix Lake: 0/100
No gap.
Modesto: Tornado risk derived from NOAA SPC historical reports.
Phoenix Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Modesto: 1/100 · Phoenix Lake: 1/100
No gap.
Modesto: Hail risk derived from NOAA SPC historical reports.
Phoenix Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Modesto: Unavailable · Phoenix Lake: Unavailable
A score difference cannot be calculated without both sources.
Modesto: Storm surge model is not available for this location yet.
Phoenix Lake: Storm surge model is not available for this location yet.
Wildfire
Modesto: 61/100 · Phoenix Lake: 96/100
Phoenix Lake is 35 points higher.
Modesto: Wildfire exposure derived from ingested fire potential tiles.
Phoenix Lake: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Modesto: 26/100 · Phoenix Lake: 20/100
Modesto is 6 points higher.
Modesto: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Phoenix Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.