City vs city
McSwain vs Modesto, CA
McSwain currently scores 4 points higher overall than Modesto, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
McSwain: 25/100 · Modesto: 21/100
McSwain is 4 points higher.
Flood
McSwain: 48/100 · Modesto: 31/100
McSwain is 17 points higher.
McSwain: FEMA NFHL flood zones: 13 features intersect this tile.
Modesto: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
McSwain: 3/100 · Modesto: 3/100
No gap.
McSwain: Wind exposure derived from ingested design wind / climatology tiles.
Modesto: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
McSwain: 1/100 · Modesto: 1/100
No gap.
McSwain: Lightning exposure derived from ingested climatology tiles.
Modesto: Lightning exposure derived from ingested climatology tiles.
Tornado
McSwain: 12/100 · Modesto: 0/100
McSwain is 12 points higher.
McSwain: Tornado risk derived from NOAA SPC historical reports.
Modesto: Tornado risk derived from NOAA SPC historical reports.
Hail
McSwain: 13/100 · Modesto: 1/100
McSwain is 12 points higher.
McSwain: Hail risk derived from NOAA SPC historical reports.
Modesto: Hail risk derived from NOAA SPC historical reports.
Storm surge
McSwain: Unavailable · Modesto: Unavailable
A score difference cannot be calculated without both sources.
McSwain: Storm surge model is not available for this location yet.
Modesto: Storm surge model is not available for this location yet.
Wildfire
McSwain: 67/100 · Modesto: 61/100
McSwain is 6 points higher.
McSwain: Wildfire exposure derived from ingested fire potential tiles.
Modesto: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
McSwain: 28/100 · Modesto: 26/100
McSwain is 2 points higher.
McSwain: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Modesto: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.