City vs city
McSwain vs Merced, CA
McSwain currently scores 2 points higher overall than Merced, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
McSwain: 25/100 · Merced: 23/100
McSwain is 2 points higher.
Flood
McSwain: 48/100 · Merced: 46/100
McSwain is 2 points higher.
McSwain: FEMA NFHL flood zones: 13 features intersect this tile.
Merced: FEMA NFHL flood zones: 13 features intersect this tile.
Wind
McSwain: 3/100 · Merced: 4/100
Merced is 1 points higher.
McSwain: Wind exposure derived from ingested design wind / climatology tiles.
Merced: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
McSwain: 1/100 · Merced: 1/100
No gap.
McSwain: Lightning exposure derived from ingested climatology tiles.
Merced: Lightning exposure derived from ingested climatology tiles.
Tornado
McSwain: 12/100 · Merced: 12/100
No gap.
McSwain: Tornado risk derived from NOAA SPC historical reports.
Merced: Tornado risk derived from NOAA SPC historical reports.
Hail
McSwain: 13/100 · Merced: 2/100
McSwain is 11 points higher.
McSwain: Hail risk derived from NOAA SPC historical reports.
Merced: Hail risk derived from NOAA SPC historical reports.
Storm surge
McSwain: Unavailable · Merced: Unavailable
A score difference cannot be calculated without both sources.
McSwain: Storm surge model is not available for this location yet.
Merced: Storm surge model is not available for this location yet.
Wildfire
McSwain: 67/100 · Merced: 70/100
Merced is 3 points higher.
McSwain: Wildfire exposure derived from ingested fire potential tiles.
Merced: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
McSwain: 28/100 · Merced: 28/100
No gap.
McSwain: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Merced: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.