City vs city
Lucerne vs San Francisco, CA
Lucerne currently scores 20 points higher overall than San Francisco, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lucerne: 45/100 · San Francisco: 25/100
Lucerne is 20 points higher.
Flood
Lucerne: 61/100 · San Francisco: 26/100
Lucerne is 35 points higher.
Lucerne: FEMA NFHL flood zones: 7 features intersect this tile.
San Francisco: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Lucerne: 2/100 · San Francisco: 2/100
No gap.
Lucerne: Wind exposure derived from ingested design wind / climatology tiles.
San Francisco: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lucerne: 0/100 · San Francisco: 0/100
No gap.
Lucerne: Lightning exposure derived from ingested climatology tiles.
San Francisco: Lightning exposure derived from ingested climatology tiles.
Tornado
Lucerne: 0/100 · San Francisco: 0/100
No gap.
Lucerne: Tornado risk derived from NOAA SPC historical reports.
San Francisco: Tornado risk derived from NOAA SPC historical reports.
Hail
Lucerne: 0/100 · San Francisco: 18/100
San Francisco is 18 points higher.
Lucerne: Hail risk derived from NOAA SPC historical reports.
San Francisco: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lucerne: Unavailable · San Francisco: Unavailable
A score difference cannot be calculated without both sources.
Lucerne: Storm surge model is not available for this location yet.
San Francisco: Storm surge model is not available for this location yet.
Wildfire
Lucerne: 89/100 · San Francisco: 52/100
Lucerne is 37 points higher.
Lucerne: Wildfire exposure derived from ingested fire potential tiles.
San Francisco: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Lucerne: 27/100 · San Francisco: 25/100
Lucerne is 2 points higher.
Lucerne: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
San Francisco: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.