City vs city
Lake Forest vs Rancho Santa Margarita, CA
Rancho Santa Margarita currently scores 12 points higher overall than Lake Forest, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lake Forest: 19/100 · Rancho Santa Margarita: 31/100
Rancho Santa Margarita is 12 points higher.
Flood
Lake Forest: 28/100 · Rancho Santa Margarita: 26/100
Lake Forest is 2 points higher.
Lake Forest: FEMA NFHL flood zones: 2 features intersect this tile.
Rancho Santa Margarita: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Lake Forest: 5/100 · Rancho Santa Margarita: 5/100
No gap.
Lake Forest: Wind exposure derived from ingested design wind / climatology tiles.
Rancho Santa Margarita: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lake Forest: 1/100 · Rancho Santa Margarita: 1/100
No gap.
Lake Forest: Lightning exposure derived from ingested climatology tiles.
Rancho Santa Margarita: Lightning exposure derived from ingested climatology tiles.
Tornado
Lake Forest: 4/100 · Rancho Santa Margarita: 0/100
Lake Forest is 4 points higher.
Lake Forest: Tornado risk derived from NOAA SPC historical reports.
Rancho Santa Margarita: Tornado risk derived from NOAA SPC historical reports.
Hail
Lake Forest: 1/100 · Rancho Santa Margarita: 0/100
Lake Forest is 1 points higher.
Lake Forest: Hail risk derived from NOAA SPC historical reports.
Rancho Santa Margarita: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lake Forest: Unavailable · Rancho Santa Margarita: Unavailable
A score difference cannot be calculated without both sources.
Lake Forest: Storm surge model is not available for this location yet.
Rancho Santa Margarita: Storm surge model is not available for this location yet.
Wildfire
Lake Forest: 75/100 · Rancho Santa Margarita: 95/100
Rancho Santa Margarita is 20 points higher.
Lake Forest: Wildfire exposure derived from ingested fire potential tiles.
Rancho Santa Margarita: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Lake Forest: 22/100 · Rancho Santa Margarita: 26/100
Rancho Santa Margarita is 4 points higher.
Lake Forest: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Rancho Santa Margarita: Air quality signal derived from the latest EPA AirNow combined AQI grid.