City vs city
Gilroy vs Morgan Hill, CA
Gilroy currently scores 2 points higher overall than Morgan Hill, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Gilroy: 30/100 · Morgan Hill: 28/100
Gilroy is 2 points higher.
Flood
Gilroy: 47/100 · Morgan Hill: 48/100
Morgan Hill is 1 points higher.
Gilroy: FEMA NFHL flood zones: 14 features intersect this tile.
Morgan Hill: FEMA NFHL flood zones: 19 features intersect this tile.
Wind
Gilroy: 2/100 · Morgan Hill: 2/100
No gap.
Gilroy: Wind exposure derived from ingested design wind / climatology tiles.
Morgan Hill: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Gilroy: 0/100 · Morgan Hill: 0/100
No gap.
Gilroy: Lightning exposure derived from ingested climatology tiles.
Morgan Hill: Lightning exposure derived from ingested climatology tiles.
Tornado
Gilroy: 0/100 · Morgan Hill: 0/100
No gap.
Gilroy: Tornado risk derived from NOAA SPC historical reports.
Morgan Hill: Tornado risk derived from NOAA SPC historical reports.
Hail
Gilroy: 14/100 · Morgan Hill: 5/100
Gilroy is 9 points higher.
Gilroy: Hail risk derived from NOAA SPC historical reports.
Morgan Hill: Hail risk derived from NOAA SPC historical reports.
Storm surge
Gilroy: Unavailable · Morgan Hill: Unavailable
A score difference cannot be calculated without both sources.
Gilroy: Storm surge model is not available for this location yet.
Morgan Hill: Storm surge model is not available for this location yet.
Wildfire
Gilroy: 64/100 · Morgan Hill: 61/100
Gilroy is 3 points higher.
Gilroy: Wildfire exposure derived from ingested fire potential tiles.
Morgan Hill: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Gilroy: 23/100 · Morgan Hill: 23/100
No gap.
Gilroy: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Morgan Hill: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.