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City vs city

Freedom vs Santa Cruz, CA

Freedom currently scores 7 points higher overall than Santa Cruz, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Freedom

27/100

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Santa Cruz

20/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Freedom: 27/100 · Santa Cruz: 20/100

Freedom is 7 points higher.

Flood

Freedom: 46/100 · Santa Cruz: 13/100

Freedom is 33 points higher.

Freedom: FEMA NFHL flood zones: 12 features intersect this tile.

Santa Cruz: FEMA NFHL flood zones: 5 features intersect this tile.

Wind

Freedom: 2/100 · Santa Cruz: 1/100

Freedom is 1 points higher.

Freedom: Wind exposure derived from ingested design wind / climatology tiles.

Santa Cruz: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Freedom: 0/100 · Santa Cruz: 0/100

No gap.

Freedom: Lightning exposure derived from ingested climatology tiles.

Santa Cruz: Lightning exposure derived from ingested climatology tiles.

Tornado

Freedom: 15/100 · Santa Cruz: 12/100

Freedom is 3 points higher.

Freedom: Tornado risk derived from NOAA SPC historical reports.

Santa Cruz: Tornado risk derived from NOAA SPC historical reports.

Hail

Freedom: 8/100 · Santa Cruz: 10/100

Santa Cruz is 2 points higher.

Freedom: Hail risk derived from NOAA SPC historical reports.

Santa Cruz: Hail risk derived from NOAA SPC historical reports.

Storm surge

Freedom: Unavailable · Santa Cruz: Unavailable

A score difference cannot be calculated without both sources.

Freedom: Storm surge model is not available for this location yet.

Santa Cruz: Storm surge model is not available for this location yet.

Wildfire

Freedom: 69/100 · Santa Cruz: 58/100

Freedom is 11 points higher.

Freedom: Wildfire exposure derived from ingested fire potential tiles.

Santa Cruz: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Freedom: 23/100 · Santa Cruz: 23/100

No gap.

Freedom: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Santa Cruz: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.