City vs city
Cool vs Santa Cruz, CA
Cool currently scores 17 points higher overall than Santa Cruz, with the largest gap in current air quality.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cool: 37/100 · Santa Cruz: 20/100
Cool is 17 points higher.
Flood
Cool: 30/100 · Santa Cruz: 13/100
Cool is 17 points higher.
Cool: FEMA NFHL flood zones: 4 features intersect this tile.
Santa Cruz: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Cool: 4/100 · Santa Cruz: 1/100
Cool is 3 points higher.
Cool: Wind exposure derived from ingested design wind / climatology tiles.
Santa Cruz: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cool: 2/100 · Santa Cruz: 0/100
Cool is 2 points higher.
Cool: Lightning exposure derived from ingested climatology tiles.
Santa Cruz: Lightning exposure derived from ingested climatology tiles.
Tornado
Cool: 0/100 · Santa Cruz: 12/100
Santa Cruz is 12 points higher.
Cool: Tornado risk derived from NOAA SPC historical reports.
Santa Cruz: Tornado risk derived from NOAA SPC historical reports.
Hail
Cool: 1/100 · Santa Cruz: 10/100
Santa Cruz is 9 points higher.
Cool: Hail risk derived from NOAA SPC historical reports.
Santa Cruz: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cool: Unavailable · Santa Cruz: Unavailable
A score difference cannot be calculated without both sources.
Cool: Storm surge model is not available for this location yet.
Santa Cruz: Storm surge model is not available for this location yet.
Wildfire
Cool: 87/100 · Santa Cruz: 58/100
Cool is 29 points higher.
Cool: Wildfire exposure derived from ingested fire potential tiles.
Santa Cruz: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cool: 95/100 · Santa Cruz: 23/100
Cool is 72 points higher.
Cool: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Santa Cruz: Air quality signal derived from the latest EPA AirNow combined AQI grid.