City vs city
Cool vs Home Gardens, CA
Cool currently scores 11 points higher overall than Home Gardens, with the largest gap in ingested air quality.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cool: 37/100 · Home Gardens: 26/100
Cool is 11 points higher.
Flood
Cool: 30/100 · Home Gardens: 34/100
Home Gardens is 4 points higher.
Cool: FEMA NFHL flood zones: 4 features intersect this tile.
Home Gardens: FEMA NFHL flood zones: 13 features intersect this tile.
Wind
Cool: 4/100 · Home Gardens: 5/100
Home Gardens is 1 points higher.
Cool: Wind exposure derived from ingested design wind / climatology tiles.
Home Gardens: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cool: 2/100 · Home Gardens: 1/100
Cool is 1 points higher.
Cool: Lightning exposure derived from ingested climatology tiles.
Home Gardens: Lightning exposure derived from ingested climatology tiles.
Tornado
Cool: 0/100 · Home Gardens: 0/100
No gap.
Cool: Tornado risk derived from NOAA SPC historical reports.
Home Gardens: Tornado risk derived from NOAA SPC historical reports.
Hail
Cool: 1/100 · Home Gardens: 3/100
Home Gardens is 2 points higher.
Cool: Hail risk derived from NOAA SPC historical reports.
Home Gardens: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cool: Unavailable · Home Gardens: Unavailable
A score difference cannot be calculated without both sources.
Cool: Storm surge model is not available for this location yet.
Home Gardens: Storm surge model is not available for this location yet.
Wildfire
Cool: 87/100 · Home Gardens: 80/100
Cool is 7 points higher.
Cool: Wildfire exposure derived from ingested fire potential tiles.
Home Gardens: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cool: 95/100 · Home Gardens: 31/100
Cool is 64 points higher.
Cool: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Home Gardens: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.