City vs city
Cool vs Half Moon Bay, CA
Cool currently scores 21 points higher overall than Half Moon Bay, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cool: 37/100 · Half Moon Bay: 16/100
Cool is 21 points higher.
Flood
Cool: 30/100 · Half Moon Bay: 47/100
Half Moon Bay is 17 points higher.
Cool: FEMA NFHL flood zones: 4 features intersect this tile.
Half Moon Bay: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Cool: 4/100 · Half Moon Bay: 1/100
Cool is 3 points higher.
Cool: Wind exposure derived from ingested design wind / climatology tiles.
Half Moon Bay: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cool: 2/100 · Half Moon Bay: 0/100
Cool is 2 points higher.
Cool: Lightning exposure derived from ingested climatology tiles.
Half Moon Bay: Lightning exposure derived from ingested climatology tiles.
Tornado
Cool: 0/100 · Half Moon Bay: 4/100
Half Moon Bay is 4 points higher.
Cool: Tornado risk derived from NOAA SPC historical reports.
Half Moon Bay: Tornado risk derived from NOAA SPC historical reports.
Hail
Cool: 1/100 · Half Moon Bay: 8/100
Half Moon Bay is 7 points higher.
Cool: Hail risk derived from NOAA SPC historical reports.
Half Moon Bay: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cool: Unavailable · Half Moon Bay: Unavailable
A score difference cannot be calculated without both sources.
Cool: Storm surge model is not available for this location yet.
Half Moon Bay: Storm surge model is not available for this location yet.
Wildfire
Cool: 87/100 · Half Moon Bay: 13/100
Cool is 74 points higher.
Cool: Wildfire exposure derived from ingested fire potential tiles.
Half Moon Bay: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cool: 95/100 · Half Moon Bay: 23/100
Cool is 72 points higher.
Cool: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Half Moon Bay: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.