City vs city
Cool vs Fair Oaks, CA
Cool currently scores 12 points higher overall than Fair Oaks, with the largest gap in ingested air quality.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cool: 37/100 · Fair Oaks: 25/100
Cool is 12 points higher.
Flood
Cool: 30/100 · Fair Oaks: 36/100
Fair Oaks is 6 points higher.
Cool: FEMA NFHL flood zones: 4 features intersect this tile.
Fair Oaks: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Cool: 4/100 · Fair Oaks: 4/100
No gap.
Cool: Wind exposure derived from ingested design wind / climatology tiles.
Fair Oaks: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cool: 2/100 · Fair Oaks: 1/100
Cool is 1 points higher.
Cool: Lightning exposure derived from ingested climatology tiles.
Fair Oaks: Lightning exposure derived from ingested climatology tiles.
Tornado
Cool: 0/100 · Fair Oaks: 0/100
No gap.
Cool: Tornado risk derived from NOAA SPC historical reports.
Fair Oaks: Tornado risk derived from NOAA SPC historical reports.
Hail
Cool: 1/100 · Fair Oaks: 2/100
Fair Oaks is 1 points higher.
Cool: Hail risk derived from NOAA SPC historical reports.
Fair Oaks: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cool: Unavailable · Fair Oaks: Unavailable
A score difference cannot be calculated without both sources.
Cool: Storm surge model is not available for this location yet.
Fair Oaks: Storm surge model is not available for this location yet.
Wildfire
Cool: 87/100 · Fair Oaks: 78/100
Cool is 9 points higher.
Cool: Wildfire exposure derived from ingested fire potential tiles.
Fair Oaks: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cool: 95/100 · Fair Oaks: 28/100
Cool is 67 points higher.
Cool: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Fair Oaks: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.