City vs city
Bret Harte vs Cool, CA
Cool currently scores 16 points higher overall than Bret Harte, with the largest gap in ingested air quality.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bret Harte: 21/100 · Cool: 37/100
Cool is 16 points higher.
Flood
Bret Harte: 31/100 · Cool: 30/100
Bret Harte is 1 points higher.
Bret Harte: FEMA NFHL flood zones: 5 features intersect this tile.
Cool: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Bret Harte: 3/100 · Cool: 4/100
Cool is 1 points higher.
Bret Harte: Wind exposure derived from ingested design wind / climatology tiles.
Cool: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bret Harte: 1/100 · Cool: 2/100
Cool is 1 points higher.
Bret Harte: Lightning exposure derived from ingested climatology tiles.
Cool: Lightning exposure derived from ingested climatology tiles.
Tornado
Bret Harte: 0/100 · Cool: 0/100
No gap.
Bret Harte: Tornado risk derived from NOAA SPC historical reports.
Cool: Tornado risk derived from NOAA SPC historical reports.
Hail
Bret Harte: 1/100 · Cool: 1/100
No gap.
Bret Harte: Hail risk derived from NOAA SPC historical reports.
Cool: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bret Harte: Unavailable · Cool: Unavailable
A score difference cannot be calculated without both sources.
Bret Harte: Storm surge model is not available for this location yet.
Cool: Storm surge model is not available for this location yet.
Wildfire
Bret Harte: 61/100 · Cool: 87/100
Cool is 26 points higher.
Bret Harte: Wildfire exposure derived from ingested fire potential tiles.
Cool: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bret Harte: 26/100 · Cool: 95/100
Cool is 69 points higher.
Bret Harte: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Cool: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.