City vs city
Cottonwood vs Lake Montezuma, AZ
Cottonwood currently scores 4 points higher overall than Lake Montezuma, with the largest gap in ingested air quality.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cottonwood: 46/100 · Lake Montezuma: 42/100
Cottonwood is 4 points higher.
Flood
Cottonwood: 50/100 · Lake Montezuma: 40/100
Cottonwood is 10 points higher.
Cottonwood: FEMA NFHL flood zones: 12 features intersect this tile.
Lake Montezuma: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Cottonwood: 10/100 · Lake Montezuma: 10/100
No gap.
Cottonwood: Wind exposure derived from ingested design wind / climatology tiles.
Lake Montezuma: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cottonwood: 31/100 · Lake Montezuma: 32/100
Lake Montezuma is 1 points higher.
Cottonwood: Lightning exposure derived from ingested climatology tiles.
Lake Montezuma: Lightning exposure derived from ingested climatology tiles.
Tornado
Cottonwood: 0/100 · Lake Montezuma: 0/100
No gap.
Cottonwood: Tornado risk derived from NOAA SPC historical reports.
Lake Montezuma: Tornado risk derived from NOAA SPC historical reports.
Hail
Cottonwood: 25/100 · Lake Montezuma: 24/100
Cottonwood is 1 points higher.
Cottonwood: Hail risk derived from NOAA SPC historical reports.
Lake Montezuma: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cottonwood: Unavailable · Lake Montezuma: Unavailable
A score difference cannot be calculated without both sources.
Cottonwood: Storm surge model is not available for this location yet.
Lake Montezuma: Storm surge model is not available for this location yet.
Wildfire
Cottonwood: 61/100 · Lake Montezuma: 61/100
No gap.
Cottonwood: Wildfire exposure derived from ingested fire potential tiles.
Lake Montezuma: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cottonwood: 100/100 · Lake Montezuma: 83/100
Cottonwood is 17 points higher.
Cottonwood: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lake Montezuma: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.