City vs city
Montgomery vs Owens Cross Roads, AL
Montgomery currently scores 6 points higher overall than Owens Cross Roads, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Montgomery: 44/100 · Owens Cross Roads: 38/100
Montgomery is 6 points higher.
Flood
Montgomery: 64/100 · Owens Cross Roads: 56/100
Montgomery is 8 points higher.
Montgomery: FEMA NFHL flood zones: 15 features intersect this tile.
Owens Cross Roads: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Montgomery: 21/100 · Owens Cross Roads: 14/100
Montgomery is 7 points higher.
Montgomery: Wind exposure derived from ingested design wind / climatology tiles.
Owens Cross Roads: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Montgomery: 74/100 · Owens Cross Roads: 68/100
Montgomery is 6 points higher.
Montgomery: Lightning exposure derived from ingested climatology tiles.
Owens Cross Roads: Lightning exposure derived from ingested climatology tiles.
Tornado
Montgomery: 27/100 · Owens Cross Roads: 15/100
Montgomery is 12 points higher.
Montgomery: Tornado risk derived from NOAA SPC historical reports.
Owens Cross Roads: Tornado risk derived from NOAA SPC historical reports.
Hail
Montgomery: 30/100 · Owens Cross Roads: 45/100
Owens Cross Roads is 15 points higher.
Montgomery: Hail risk derived from NOAA SPC historical reports.
Owens Cross Roads: Hail risk derived from NOAA SPC historical reports.
Storm surge
Montgomery: Unavailable · Owens Cross Roads: Unavailable
A score difference cannot be calculated without both sources.
Montgomery: Storm surge model is not available for this location yet.
Owens Cross Roads: Storm surge model is not available for this location yet.
Wildfire
Montgomery: 61/100 · Owens Cross Roads: 42/100
Montgomery is 19 points higher.
Montgomery: Wildfire exposure derived from ingested fire potential tiles.
Owens Cross Roads: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Montgomery: 28/100 · Owens Cross Roads: 24/100
Montgomery is 4 points higher.
Montgomery: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Owens Cross Roads: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.