City vs city
Montgomery vs Owens Cross Roads, AL
Montgomery currently scores 12 points higher overall than Owens Cross Roads, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Montgomery: 59/100 · Owens Cross Roads: 47/100
Montgomery is 12 points higher.
Flood
Montgomery: 38/100 · Owens Cross Roads: 65/100
Owens Cross Roads is 27 points higher.
Montgomery: FEMA NFHL flood zones: 9 features intersect this tile.
Owens Cross Roads: FEMA NFHL flood zones: 16 features intersect this tile.
Wind
Montgomery: 21/100 · Owens Cross Roads: 15/100
Montgomery is 6 points higher.
Montgomery: Wind exposure derived from ingested design wind / climatology tiles.
Owens Cross Roads: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Montgomery: 73/100 · Owens Cross Roads: 72/100
Montgomery is 1 points higher.
Montgomery: Lightning exposure derived from ingested climatology tiles.
Owens Cross Roads: Lightning exposure derived from ingested climatology tiles.
Tornado
Montgomery: 92/100 · Owens Cross Roads: 23/100
Montgomery is 69 points higher.
Montgomery: Tornado risk derived from NOAA SPC historical reports.
Owens Cross Roads: Tornado risk derived from NOAA SPC historical reports.
Hail
Montgomery: 100/100 · Owens Cross Roads: 77/100
Montgomery is 23 points higher.
Montgomery: Hail risk derived from NOAA SPC historical reports.
Owens Cross Roads: Hail risk derived from NOAA SPC historical reports.
Storm surge
Montgomery: Unavailable · Owens Cross Roads: Unavailable
A score difference cannot be calculated without both sources.
Montgomery: Storm surge model is not available for this location yet.
Owens Cross Roads: Storm surge model is not available for this location yet.
Wildfire
Montgomery: 61/100 · Owens Cross Roads: 50/100
Montgomery is 11 points higher.
Montgomery: Wildfire exposure derived from ingested fire potential tiles.
Owens Cross Roads: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Montgomery: 28/100 · Owens Cross Roads: 24/100
Montgomery is 4 points higher.
Montgomery: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Owens Cross Roads: Air quality signal derived from the latest EPA AirNow combined AQI grid.