City vs city
Luverne vs Opp, AL
Opp currently scores 4 points higher overall than Luverne, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Luverne: 45/100 · Opp: 49/100
Opp is 4 points higher.
Flood
Luverne: 37/100 · Opp: 35/100
Luverne is 2 points higher.
Luverne: FEMA NFHL flood zones: 3 features intersect this tile.
Opp: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Luverne: 26/100 · Opp: 33/100
Opp is 7 points higher.
Luverne: Wind exposure derived from ingested design wind / climatology tiles.
Opp: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Luverne: 80/100 · Opp: 87/100
Opp is 7 points higher.
Luverne: Lightning exposure derived from ingested climatology tiles.
Opp: Lightning exposure derived from ingested climatology tiles.
Tornado
Luverne: 62/100 · Opp: 54/100
Luverne is 8 points higher.
Luverne: Tornado risk derived from NOAA SPC historical reports.
Opp: Tornado risk derived from NOAA SPC historical reports.
Hail
Luverne: 21/100 · Opp: 55/100
Opp is 34 points higher.
Luverne: Hail risk derived from NOAA SPC historical reports.
Opp: Hail risk derived from NOAA SPC historical reports.
Storm surge
Luverne: Unavailable · Opp: Unavailable
A score difference cannot be calculated without both sources.
Luverne: Storm surge model is not available for this location yet.
Opp: Storm surge model is not available for this location yet.
Wildfire
Luverne: 60/100 · Opp: 58/100
Luverne is 2 points higher.
Luverne: Wildfire exposure derived from ingested fire potential tiles.
Opp: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Luverne: 28/100 · Opp: 24/100
Luverne is 4 points higher.
Luverne: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Opp: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.