City vs city
Hoover vs Point Clear, AL
Hoover currently scores 8 points higher overall than Point Clear, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hoover: 45/100 · Point Clear: 37/100
Hoover is 8 points higher.
Flood
Hoover: 38/100 · Point Clear: 9/100
Hoover is 29 points higher.
Hoover: FEMA NFHL flood zones: 12 features intersect this tile.
Point Clear: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Hoover: 17/100 · Point Clear: 63/100
Point Clear is 46 points higher.
Hoover: Wind exposure derived from ingested design wind / climatology tiles.
Point Clear: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hoover: 65/100 · Point Clear: 77/100
Point Clear is 12 points higher.
Hoover: Lightning exposure derived from ingested climatology tiles.
Point Clear: Lightning exposure derived from ingested climatology tiles.
Tornado
Hoover: 4/100 · Point Clear: 12/100
Point Clear is 8 points higher.
Hoover: Tornado risk derived from NOAA SPC historical reports.
Point Clear: Tornado risk derived from NOAA SPC historical reports.
Hail
Hoover: 100/100 · Point Clear: 4/100
Hoover is 96 points higher.
Hoover: Hail risk derived from NOAA SPC historical reports.
Point Clear: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hoover: Unavailable · Point Clear: 97/100
A score difference cannot be calculated without both sources.
Hoover: Storm surge model is not available for this location yet.
Point Clear: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Hoover: 65/100 · Point Clear: 4/100
Hoover is 61 points higher.
Hoover: Wildfire exposure derived from ingested fire potential tiles.
Point Clear: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hoover: 27/100 · Point Clear: 27/100
No gap.
Hoover: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Point Clear: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.