City vs city
Hoover vs Owens Cross Roads, AL
Owens Cross Roads currently scores 2 points higher overall than Hoover, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hoover: 45/100 · Owens Cross Roads: 47/100
Owens Cross Roads is 2 points higher.
Flood
Hoover: 38/100 · Owens Cross Roads: 65/100
Owens Cross Roads is 27 points higher.
Hoover: FEMA NFHL flood zones: 12 features intersect this tile.
Owens Cross Roads: FEMA NFHL flood zones: 16 features intersect this tile.
Wind
Hoover: 17/100 · Owens Cross Roads: 15/100
Hoover is 2 points higher.
Hoover: Wind exposure derived from ingested design wind / climatology tiles.
Owens Cross Roads: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hoover: 65/100 · Owens Cross Roads: 72/100
Owens Cross Roads is 7 points higher.
Hoover: Lightning exposure derived from ingested climatology tiles.
Owens Cross Roads: Lightning exposure derived from ingested climatology tiles.
Tornado
Hoover: 4/100 · Owens Cross Roads: 23/100
Owens Cross Roads is 19 points higher.
Hoover: Tornado risk derived from NOAA SPC historical reports.
Owens Cross Roads: Tornado risk derived from NOAA SPC historical reports.
Hail
Hoover: 100/100 · Owens Cross Roads: 77/100
Hoover is 23 points higher.
Hoover: Hail risk derived from NOAA SPC historical reports.
Owens Cross Roads: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hoover: Unavailable · Owens Cross Roads: Unavailable
A score difference cannot be calculated without both sources.
Hoover: Storm surge model is not available for this location yet.
Owens Cross Roads: Storm surge model is not available for this location yet.
Wildfire
Hoover: 65/100 · Owens Cross Roads: 50/100
Hoover is 15 points higher.
Hoover: Wildfire exposure derived from ingested fire potential tiles.
Owens Cross Roads: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Hoover: 27/100 · Owens Cross Roads: 24/100
Hoover is 3 points higher.
Hoover: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Owens Cross Roads: Air quality signal derived from the latest EPA AirNow combined AQI grid.