City vs city
Hoover vs Loxley, AL
Loxley currently scores 5 points higher overall than Hoover, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hoover: 45/100 · Loxley: 50/100
Loxley is 5 points higher.
Flood
Hoover: 38/100 · Loxley: 33/100
Hoover is 5 points higher.
Hoover: FEMA NFHL flood zones: 12 features intersect this tile.
Loxley: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Hoover: 17/100 · Loxley: 57/100
Loxley is 40 points higher.
Hoover: Wind exposure derived from ingested design wind / climatology tiles.
Loxley: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hoover: 65/100 · Loxley: 82/100
Loxley is 17 points higher.
Hoover: Lightning exposure derived from ingested climatology tiles.
Loxley: Lightning exposure derived from ingested climatology tiles.
Tornado
Hoover: 4/100 · Loxley: 46/100
Loxley is 42 points higher.
Hoover: Tornado risk derived from NOAA SPC historical reports.
Loxley: Tornado risk derived from NOAA SPC historical reports.
Hail
Hoover: 100/100 · Loxley: 33/100
Hoover is 67 points higher.
Hoover: Hail risk derived from NOAA SPC historical reports.
Loxley: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hoover: Unavailable · Loxley: Unavailable
A score difference cannot be calculated without both sources.
Hoover: Storm surge model is not available for this location yet.
Loxley: Storm surge model is not available for this location yet.
Wildfire
Hoover: 65/100 · Loxley: 70/100
Loxley is 5 points higher.
Hoover: Wildfire exposure derived from ingested fire potential tiles.
Loxley: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hoover: 27/100 · Loxley: 26/100
Hoover is 1 points higher.
Hoover: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Loxley: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.