City vs city
Hoover vs La Fayette, AL
Hoover currently scores 8 points higher overall than La Fayette, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hoover: 45/100 · La Fayette: 37/100
Hoover is 8 points higher.
Flood
Hoover: 38/100 · La Fayette: 29/100
Hoover is 9 points higher.
Hoover: FEMA NFHL flood zones: 12 features intersect this tile.
La Fayette: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Hoover: 17/100 · La Fayette: 17/100
No gap.
Hoover: Wind exposure derived from ingested design wind / climatology tiles.
La Fayette: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hoover: 65/100 · La Fayette: 63/100
Hoover is 2 points higher.
Hoover: Lightning exposure derived from ingested climatology tiles.
La Fayette: Lightning exposure derived from ingested climatology tiles.
Tornado
Hoover: 4/100 · La Fayette: 0/100
Hoover is 4 points higher.
Hoover: Tornado risk derived from NOAA SPC historical reports.
La Fayette: Tornado risk derived from NOAA SPC historical reports.
Hail
Hoover: 100/100 · La Fayette: 19/100
Hoover is 81 points higher.
Hoover: Hail risk derived from NOAA SPC historical reports.
La Fayette: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hoover: Unavailable · La Fayette: Unavailable
A score difference cannot be calculated without both sources.
Hoover: Storm surge model is not available for this location yet.
La Fayette: Storm surge model is not available for this location yet.
Wildfire
Hoover: 65/100 · La Fayette: 63/100
Hoover is 2 points higher.
Hoover: Wildfire exposure derived from ingested fire potential tiles.
La Fayette: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hoover: 27/100 · La Fayette: 28/100
La Fayette is 1 points higher.
Hoover: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
La Fayette: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.