City vs city

Gulf Shores vs Montgomery, AL

Gulf Shores and Montgomery are tied on overall score, with the biggest factor difference in wind.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Gulf Shores

44/100

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Montgomery

44/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Gulf Shores: 44/100 · Montgomery: 44/100

No gap.

Flood

Gulf Shores: 24/100 · Montgomery: 64/100

Montgomery is 40 points higher.

Gulf Shores: FEMA NFHL flood zones: 13 features intersect this tile.

Montgomery: FEMA NFHL flood zones: 15 features intersect this tile.

Wind

Gulf Shores: 63/100 · Montgomery: 21/100

Gulf Shores is 42 points higher.

Gulf Shores: Wind exposure derived from ingested design wind / climatology tiles.

Montgomery: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Gulf Shores: 69/100 · Montgomery: 74/100

Montgomery is 5 points higher.

Gulf Shores: Lightning exposure derived from ingested climatology tiles.

Montgomery: Lightning exposure derived from ingested climatology tiles.

Tornado

Gulf Shores: 15/100 · Montgomery: 27/100

Montgomery is 12 points higher.

Gulf Shores: Tornado risk derived from NOAA SPC historical reports.

Montgomery: Tornado risk derived from NOAA SPC historical reports.

Hail

Gulf Shores: 9/100 · Montgomery: 30/100

Montgomery is 21 points higher.

Gulf Shores: Hail risk derived from NOAA SPC historical reports.

Montgomery: Hail risk derived from NOAA SPC historical reports.

Storm surge

Gulf Shores: 96/100 · Montgomery: Unavailable

A score difference cannot be calculated without both sources.

Gulf Shores: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Montgomery: Storm surge model is not available for this location yet.

Wildfire

Gulf Shores: 47/100 · Montgomery: 61/100

Montgomery is 14 points higher.

Gulf Shores: Wildfire exposure derived from ingested fire potential tiles.

Montgomery: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Gulf Shores: 27/100 · Montgomery: 28/100

Montgomery is 1 points higher.

Gulf Shores: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Montgomery: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.