City vs city
Gulf Shores vs Montgomery, AL
Montgomery currently scores 15 points higher overall than Gulf Shores, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Gulf Shores: 44/100 · Montgomery: 59/100
Montgomery is 15 points higher.
Flood
Gulf Shores: 24/100 · Montgomery: 38/100
Montgomery is 14 points higher.
Gulf Shores: FEMA NFHL flood zones: 13 features intersect this tile.
Montgomery: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Gulf Shores: 63/100 · Montgomery: 21/100
Gulf Shores is 42 points higher.
Gulf Shores: Wind exposure derived from ingested design wind / climatology tiles.
Montgomery: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Gulf Shores: 69/100 · Montgomery: 73/100
Montgomery is 4 points higher.
Gulf Shores: Lightning exposure derived from ingested climatology tiles.
Montgomery: Lightning exposure derived from ingested climatology tiles.
Tornado
Gulf Shores: 15/100 · Montgomery: 92/100
Montgomery is 77 points higher.
Gulf Shores: Tornado risk derived from NOAA SPC historical reports.
Montgomery: Tornado risk derived from NOAA SPC historical reports.
Hail
Gulf Shores: 9/100 · Montgomery: 100/100
Montgomery is 91 points higher.
Gulf Shores: Hail risk derived from NOAA SPC historical reports.
Montgomery: Hail risk derived from NOAA SPC historical reports.
Storm surge
Gulf Shores: 96/100 · Montgomery: Unavailable
A score difference cannot be calculated without both sources.
Gulf Shores: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Montgomery: Storm surge model is not available for this location yet.
Wildfire
Gulf Shores: 47/100 · Montgomery: 61/100
Montgomery is 14 points higher.
Gulf Shores: Wildfire exposure derived from ingested fire potential tiles.
Montgomery: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Gulf Shores: 27/100 · Montgomery: 28/100
Montgomery is 1 points higher.
Gulf Shores: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Montgomery: Air quality signal derived from the latest EPA AirNow combined AQI grid.