City vs city
Gardendale vs Montgomery, AL
Gardendale currently scores 5 points higher overall than Montgomery, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Gardendale: 49/100 · Montgomery: 44/100
Gardendale is 5 points higher.
Flood
Gardendale: 31/100 · Montgomery: 64/100
Montgomery is 33 points higher.
Gardendale: FEMA NFHL flood zones: 6 features intersect this tile.
Montgomery: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Gardendale: 17/100 · Montgomery: 21/100
Montgomery is 4 points higher.
Gardendale: Wind exposure derived from ingested design wind / climatology tiles.
Montgomery: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Gardendale: 68/100 · Montgomery: 74/100
Montgomery is 6 points higher.
Gardendale: Lightning exposure derived from ingested climatology tiles.
Montgomery: Lightning exposure derived from ingested climatology tiles.
Tornado
Gardendale: 46/100 · Montgomery: 27/100
Gardendale is 19 points higher.
Gardendale: Tornado risk derived from NOAA SPC historical reports.
Montgomery: Tornado risk derived from NOAA SPC historical reports.
Hail
Gardendale: 87/100 · Montgomery: 30/100
Gardendale is 57 points higher.
Gardendale: Hail risk derived from NOAA SPC historical reports.
Montgomery: Hail risk derived from NOAA SPC historical reports.
Storm surge
Gardendale: Unavailable · Montgomery: Unavailable
A score difference cannot be calculated without both sources.
Gardendale: Storm surge model is not available for this location yet.
Montgomery: Storm surge model is not available for this location yet.
Wildfire
Gardendale: 66/100 · Montgomery: 61/100
Gardendale is 5 points higher.
Gardendale: Wildfire exposure derived from ingested fire potential tiles.
Montgomery: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Gardendale: 28/100 · Montgomery: 28/100
No gap.
Gardendale: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Montgomery: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.