City vs city
Cardiff vs Montgomery, AL
Cardiff currently scores 5 points higher overall than Montgomery, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cardiff: 49/100 · Montgomery: 44/100
Cardiff is 5 points higher.
Flood
Cardiff: 29/100 · Montgomery: 64/100
Montgomery is 35 points higher.
Cardiff: FEMA NFHL flood zones: 4 features intersect this tile.
Montgomery: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Cardiff: 17/100 · Montgomery: 21/100
Montgomery is 4 points higher.
Cardiff: Wind exposure derived from ingested design wind / climatology tiles.
Montgomery: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cardiff: 68/100 · Montgomery: 74/100
Montgomery is 6 points higher.
Cardiff: Lightning exposure derived from ingested climatology tiles.
Montgomery: Lightning exposure derived from ingested climatology tiles.
Tornado
Cardiff: 35/100 · Montgomery: 27/100
Cardiff is 8 points higher.
Cardiff: Tornado risk derived from NOAA SPC historical reports.
Montgomery: Tornado risk derived from NOAA SPC historical reports.
Hail
Cardiff: 100/100 · Montgomery: 30/100
Cardiff is 70 points higher.
Cardiff: Hail risk derived from NOAA SPC historical reports.
Montgomery: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cardiff: Unavailable · Montgomery: Unavailable
A score difference cannot be calculated without both sources.
Cardiff: Storm surge model is not available for this location yet.
Montgomery: Storm surge model is not available for this location yet.
Wildfire
Cardiff: 67/100 · Montgomery: 61/100
Cardiff is 6 points higher.
Cardiff: Wildfire exposure derived from ingested fire potential tiles.
Montgomery: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cardiff: 28/100 · Montgomery: 28/100
No gap.
Cardiff: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Montgomery: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.