City vs city
Birmingham vs Owens Cross Roads, AL
Birmingham currently scores 14 points higher overall than Owens Cross Roads, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Birmingham: 52/100 · Owens Cross Roads: 38/100
Birmingham is 14 points higher.
Flood
Birmingham: 34/100 · Owens Cross Roads: 56/100
Owens Cross Roads is 22 points higher.
Birmingham: FEMA NFHL flood zones: 10 features intersect this tile.
Owens Cross Roads: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Birmingham: 17/100 · Owens Cross Roads: 14/100
Birmingham is 3 points higher.
Birmingham: Wind exposure derived from ingested design wind / climatology tiles.
Owens Cross Roads: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Birmingham: 66/100 · Owens Cross Roads: 68/100
Owens Cross Roads is 2 points higher.
Birmingham: Lightning exposure derived from ingested climatology tiles.
Owens Cross Roads: Lightning exposure derived from ingested climatology tiles.
Tornado
Birmingham: 65/100 · Owens Cross Roads: 15/100
Birmingham is 50 points higher.
Birmingham: Tornado risk derived from NOAA SPC historical reports.
Owens Cross Roads: Tornado risk derived from NOAA SPC historical reports.
Hail
Birmingham: 100/100 · Owens Cross Roads: 45/100
Birmingham is 55 points higher.
Birmingham: Hail risk derived from NOAA SPC historical reports.
Owens Cross Roads: Hail risk derived from NOAA SPC historical reports.
Storm surge
Birmingham: Unavailable · Owens Cross Roads: Unavailable
A score difference cannot be calculated without both sources.
Birmingham: Storm surge model is not available for this location yet.
Owens Cross Roads: Storm surge model is not available for this location yet.
Wildfire
Birmingham: 57/100 · Owens Cross Roads: 42/100
Birmingham is 15 points higher.
Birmingham: Wildfire exposure derived from ingested fire potential tiles.
Owens Cross Roads: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Birmingham: 28/100 · Owens Cross Roads: 24/100
Birmingham is 4 points higher.
Birmingham: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Owens Cross Roads: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.