City vs city
Bellamy vs Hoover, AL
Hoover currently scores 5 points higher overall than Bellamy, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bellamy: 40/100 · Hoover: 45/100
Hoover is 5 points higher.
Flood
Bellamy: 56/100 · Hoover: 38/100
Bellamy is 18 points higher.
Bellamy: FEMA NFHL flood zones: 3 features intersect this tile.
Hoover: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Bellamy: 22/100 · Hoover: 17/100
Bellamy is 5 points higher.
Bellamy: Wind exposure derived from ingested design wind / climatology tiles.
Hoover: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bellamy: 68/100 · Hoover: 65/100
Bellamy is 3 points higher.
Bellamy: Lightning exposure derived from ingested climatology tiles.
Hoover: Lightning exposure derived from ingested climatology tiles.
Tornado
Bellamy: 27/100 · Hoover: 4/100
Bellamy is 23 points higher.
Bellamy: Tornado risk derived from NOAA SPC historical reports.
Hoover: Tornado risk derived from NOAA SPC historical reports.
Hail
Bellamy: 20/100 · Hoover: 100/100
Hoover is 80 points higher.
Bellamy: Hail risk derived from NOAA SPC historical reports.
Hoover: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bellamy: Unavailable · Hoover: Unavailable
A score difference cannot be calculated without both sources.
Bellamy: Storm surge model is not available for this location yet.
Hoover: Storm surge model is not available for this location yet.
Wildfire
Bellamy: 55/100 · Hoover: 65/100
Hoover is 10 points higher.
Bellamy: Wildfire exposure derived from ingested fire potential tiles.
Hoover: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bellamy: 31/100 · Hoover: 27/100
Bellamy is 4 points higher.
Bellamy: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Hoover: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.