City vs city
Bay Minette vs Loxley, AL
Bay Minette currently scores 7 points higher overall than Loxley, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay Minette: 57/100 · Loxley: 50/100
Bay Minette is 7 points higher.
Flood
Bay Minette: 28/100 · Loxley: 33/100
Loxley is 5 points higher.
Bay Minette: FEMA NFHL flood zones: 3 features intersect this tile.
Loxley: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Bay Minette: 52/100 · Loxley: 57/100
Loxley is 5 points higher.
Bay Minette: Wind exposure derived from ingested design wind / climatology tiles.
Loxley: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay Minette: 89/100 · Loxley: 82/100
Bay Minette is 7 points higher.
Bay Minette: Lightning exposure derived from ingested climatology tiles.
Loxley: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay Minette: 50/100 · Loxley: 46/100
Bay Minette is 4 points higher.
Bay Minette: Tornado risk derived from NOAA SPC historical reports.
Loxley: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay Minette: 80/100 · Loxley: 33/100
Bay Minette is 47 points higher.
Bay Minette: Hail risk derived from NOAA SPC historical reports.
Loxley: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay Minette: Unavailable · Loxley: Unavailable
A score difference cannot be calculated without both sources.
Bay Minette: Storm surge model is not available for this location yet.
Loxley: Storm surge model is not available for this location yet.
Wildfire
Bay Minette: 73/100 · Loxley: 70/100
Bay Minette is 3 points higher.
Bay Minette: Wildfire exposure derived from ingested fire potential tiles.
Loxley: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bay Minette: 25/100 · Loxley: 26/100
Loxley is 1 points higher.
Bay Minette: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Loxley: Air quality signal derived from the latest EPA AirNow combined AQI grid.